Minor quibble with Apply Card: Unlike other credit cards, Apple Card will only link to a single iPhone
…or rather, it will only link to a single iCloud login.
I received my invite from Apple and — not giving it too much thought — followed through on it with the email address connected to my work phone (I have a separate Apple ID on my personal phone).
Later I attempted to add the card to my personal phone (which is really where I’d prefer to have it) and found no pathway to doing so. It’s worth mentioning here that other credit cards have no problem being connected to Apple Pay on more than one phone simultaneously.
I chatted with Apple about this, and they told me that I would need to *cancel* my first credit card and reapply for the Apple card under my personal email address. Thus inducing a second hard pull on my credit history. This was the only solution they could come up with.
SO — if you ever have to abandon your icloud account for whatever reason, please know that you will be abandoing your Apple Card account too with no chance to connect it to another one. As many different bullet points may exist in the “pro’s” column for this card, know that this is a pretty significant one in the “cons” column.